What costs companies more: staff taking sick leave when they aren’t sick or people turning up in an unproductive state?
Be an employer of choice by helping individuals to close potential income protection gaps before they occur.
A shift to a whole-of-life social protection approach can reduce risks linked to sharing economy, aging and artificial intelligence.
Offering income protection programs for staff could help companies win the war for top talent.
Read the report to gain a better understanding of factors influencing people’s decisions to acquire income protection insurance, what keeps some demand ‘untapped,’ and public and private sectors’ roles.
Time is of the essence for social protection systems to reform as life expectancy and changing work patterns increase.
Disasters all teach some of the same hard lessons, whether the destruction comes from floods, fires, windstorms or other events.
The top global risks have changed from blue (economic) to green (environmental). Business thinking about risk needs a similar reset.
When business leaders plan for extreme weather, considering the most severe scenarios may prove the most helpful.
When it comes to major floods, the weather event is natural, but the aftermath of disaster is often manmade.
Corporate sustainability teams could play an important role in building resilience to environmental risks.
A new report explores geopolitical uncertainty in the U.S. and is intended to companies that have or are considering a presence in the U.S.
To mitigate the risks associated with U.S. geopolitical policies, boards and risk managers should prepare for a full range of possibilities.
Three alternative geopolitical scenarios help articulate the potential impact that future U.S. policy could have on business strategy and operations in America
The global balance of power is shifting. How can businesses quantify the risk of U.S. isolationism?
A new report to support companies to navigate uncertainty in the U.S. business environment.
CFOs are bullish on the U.S. economy but increasingly see warning signs in the policy area.
Your business could be vulnerable to 10 unexpected Future Shocks according to the WEF’s 2018 Global Risks Report.
Cape Town’s water shortage serves as a timely reminder of how seemingly disparate risk scenarios can be connected and what it could mean for your risk assessment.
Companies must disregard industry bias and look beyond the traditional risks in order to effectively assess their risk landscape.
A volcanic eruption in 1600 may have changed history. Today, businesses need to build resilience against many such systemic global risks.
As the world becomes more complex and interconnected, sudden and dramatic breakdowns—future shocks—become more likely.
The cost of ransomware attacks is rising fast. Is your business prepared to deal with this growing threat?
As cyber criminals take advantage of the rising cyber dependence of our systems, business leaders and governments must join forces to build resilience.
Watch our video to learn more about the 2018 global risks landscape and its potential impact to your business.
Cyber attacks pose an increased threat to critical infrastructure. Businesses and governments must work together to build resilience.
Intensifying systemic risks are undermining public trust and threatening to reverse global gains in prosperity.
Governments and businesses must act urgently to build cyber resilience as cyber-risks and the cost of inaction continue to rise.
In an era of unprecedented technological, scientific and financial resources, the world continues to live dangerously and the urgency to manage the evolving risks landscape intensifies.
A new Report reveals environmental and technological risks continue to be on the rise. Watch our video to learn more about the 2018 global risks landscape and its potential impact to your business.
One year on, a global economic recovery is under way, offering new opportunities for progress. What are the new challenges and risks that could arise in the global risks landscape?
The strength of the global recovery will face a crucial test in 2018.
One risk category tops the chart this year – environmental-related risks ranked again among the top global risks by likelihood and impact. Top 10 global risks revealed.
What are the most significant and interconnected risk trends that will shape global development in the next 10 years? Read more about this global risks assessment.
Risk management success means taking the interdependencies between risks into account and demands a truly holistic approach
A shift in economic power from west to east is reshaping the geopolitical landscape, creating new risks for businesses and society.
Backlash against free trade and globalization could lead to slower global growth.
Networks and sensors are bringing the digital, physical and biological worlds together, creating new opportunities but also new risks.
There is a lot of hype around artificial intelligence but can it live up to its promise and how do businesses manage the risks?
What are some of the key insights a business could expect from a scenario showcasing cyber risks?
Companies have an increasingly important role to play in helping their employees protect themselves against lost income due to disability or ill health, according to a report published by Zurich Insurance Group.
Read what one company achieved by shifting its wellness program from preventing sickness to protecting staff’s ability to earn.
The ability to ensure financial security in the face of crises such as long-term illness or disability is crucial to our personal security lives and the future of our families. The opportunity that this brings for governments, employers, insurers and individuals to work together is critical and growing. Read the exclusive recommendations to solve these income protection gaps.
As individuals struggle to ensure long-term financial security, Gary Shaughnessy, CEO EMEA, Zurich, reports on how governments, employers and insurers can work together to close these income gaps.
Disabling periods of sickness that make an individual unfit to work can impact household budgets, savings, and retirement accounts. What’s to be done? A study by Zurich Insurance Group and the Smith School of Enterprise and the Environment, University of Oxford sheds light on some solutions.
Apps have transformed hailing a cab and finding a hotel room. Why should income protection be any different?
Digitalization is changing the way people work. Social safety nets need to be adapted to reflect these changes and provide greater protection for workers.
Household financial-planning decisions have become wildly complex, but the right app could help fix that and protect your family.
As traditional social safety networks come under pressure, who will cover the rising cost of disability and illness in the workplace.
What are some of the innovations that will be needed to fill the gaps that are emerging in our social protection systems as individuals shoulder greater responsibility?
State income protection under global pressure while six in ten people say their savings would last less than six months.
Underinsurance is a global issue, so what is it that prevents people from protecting themselves from risk?
Business leaders reassess the risks with most impact to the countries in which they conduct business. Read the analysis.
British businesses see fiscal crises as a greater risk than cyber attacks – a change from last year according to new global executive survey.
Cyber attacks are causing far greater concern in boardrooms than climate-related risks, finds a new global executive survey.
Discover what 12,411 executives across 136 countries identified as the five biggest risks to doing business in their respective countries.
Cyclical recovery in global economic growth masks structural weakness. Read insights on how to mitigate the impact of the next economic downturn.
How life-long learning in the digital age could tackle economic inequality and give businesses a boost
Find out how rising debt, 4IR and growing middle classes are affecting global businesses and what they need to do to mitigate these risks.
Doing business in today's global economy. Discover the risks, impacts and sustainable solutions
Which are the most important and interconnected trends that will shape global development in the next 10 years? See how respondents of the Global Risks Perception Survey assess global risks featured in the Global Risks Report 2017.
This deep dive outlines the risks associated with water scarcity – and advises on how to mitigate those or adapt to them.
Discover the ripple effects of environmental risks and their power to disrupt. What can global businesses do to mitigate these risks?
Discover why understanding and mitigating environmental supply chain risks is vital to businesses success
Discover how environmental risks from extreme weather to earthquakes impact global industry and what businesses can do to mitigate disruption.
Geopolitical turmoil today is worrying and this risk is not likely to subside soon. Zurich, together with the Atlantic Council, has developed a new report with insights into the geopolitical risks.
With political risk claims and geopolitical uncertainty increasing, Zurich's David Anderson and The Atlantic Council's Mathew Burrows talk risk scenario analysis and mitigation.
Geopolitical Risk Mitigation. How can businesses and governments develop a deep understanding of connected risk in order to mitigate successfully?
Geopolitical scenario analysis is common practice for governments. In today's changing political risks landscape, businesses must take a holistic view of commercial risks linked to shifting political dynamics.
Discover how the gig economy and population shifts are moving social protection schemes from a single provider to a whole-of-life approach.
Are you ready for a whole of life approach? Take a look at how a person’s social protection needs are shifting.
A new toolkit to help Board of Directors protect themselves from cyber threats.
The innovation economy is driving tremendous value in markets, but new technologies bring new risks.
Business leaders can use this lens to see opportunities and risks in the innovation economy.
Lessons for business leaders as seen through the lens of an $81 million bank heist.
Workers in the tech-enabled gig economy have secured some job benefits and protections ordi-narily available to employees, but may still end up jobless.
Find out more about the profound changes that new technologies emerging from the Fourth Industrial Revolution (4IR) will entail for businesses and of the cascading effects these changes may have on the global risk landscape.
An interactive snapshot of how global industries are managing and leveraging risks to exploit growth opportunities.
This 12th edition of The Global Risks Report is published at a time of heightened political uncertainty. With tensions building for over a decade, the social, political and economic events of 2016 should serve as a wake-up call and prompt us to reassess our preparedness in the face of an evolving risk landscape. Read the new report.
For business leaders reading The Global Risks Report 2017, how do they respond to the shift in global risks from primarily economic risks to geopolitical and environmental risks? They key, according to John Scott, Zurich Insurance Group, is to think about these risks in scenario planning, understanding the risks that could develop and also the opportunities to take advantage of.
Uncertainty, political shifts & a tech revolution are impacting business. But trends that create these risks can also present growth opportunities.
What is the likelihood of a specific risk occurring globally within the next 10 years and is there a negative impact for several countries or industries? The answer and analysis will astound you as you read more in the Global Risks Report 2017.
For over a decade, The Global Risks Report has focused attention on the evolution of global risks and the deep interconnections between them. These trends came into sharp focus during 2016, with rising political discontent and disaffection evident in countries across the world. Read more here for the new outlook on the global risks landscape in 2017.